• Home »
  • RV Insurance

RV Insurance in Ohio

RV insurance is designed to protect your motorhome, camper, or travel trailer from financial risks associated with accidents, damage, theft, and liability. Whether you use your RV for weekend trips or as a full-time residence, this specialized coverage combines elements of auto and home insurance to safeguard your vehicle, belongings, and personal liability. Hammer Insurance is here to help Lancaster residents find the right policy for their needs.

What Does RV Insurance Cover?

RV insurance provides protection for a wide range of situations. Hammer Insurance offers policies that include:

  • Collision Coverage: Pays for repairs or replacement if your RV is damaged in an accident, regardless of fault.
  • Comprehensive Coverage: Covers non-collision incidents such as theft, vandalism, fire, or weather-related damage.
  • Liability Coverage: Protects you if you’re responsible for injuries or property damage while operating your RV.
  • Personal Belongings Coverage: Covers items inside your RV, such as electronics, furniture, and camping gear, against loss or damage.
  • Uninsured/Underinsured Motorist Coverage: Provides financial protection if you’re involved in an accident with a driver who lacks sufficient insurance.

Optional Add-Ons for RV Owners

Hammer Insurance also offers optional coverage to enhance your policy:

  • Vacation Liability: Provides liability coverage while your RV is parked at a campsite or other temporary location.
  • Roadside Assistance: Covers towing, tire changes, fuel delivery, and other emergency services if your RV breaks down.
  • Full-Time RV Coverage: Designed for those who use their RV as their primary residence, offering additional protection for living expenses and liability.

Why Choose Hammer Insurance?

Hammer Insurance specializes in helping RV owners in Lancaster protect their vehicles and their adventures. Our team works with you to customize a policy that fits your travel plans and lifestyle. Whether you’re a weekend camper or a full-time traveler, we’ll help you protect your RV and everything inside it.

Get a Quote for Your RV Insurance

Protect your RV with coverage you can count on. Contact us today to learn more about our RV insurance options or request a personalized quote. Let Hammer Insurance keep you covered while you enjoy the open road.