About Hammer Insurance
At Hammer Insurance, we are a trusted, locally owned independent insurance agency committed to protecting what matters most to you. We offer personalized insurance solutions for homeowners, auto, commercial, and specialty needs—including motorcycles, boats, recreational vehicles, landlords, and renters insurance.
In addition, we provide comprehensive life insurance options to help you safeguard your family’s future and financial well-being.
With a strong foundation built on dependability, integrity, and personalized service, our team takes the time to understand your unique needs and match you with the right coverage—at the right value. Whether you're securing your home, business, or legacy, Hammer Insurance is here to provide guidance, protection, and peace of mind every step of the way.
Meet Our Team
Kasey A. Hammer, MBA
Co-owner, Hammer, Ruff & Associates
Accountant | Financial Advisor | Licensed Insurance Agent
With over 17 years of experience in the financial services industry, Kasey A. Hammer is a seasoned advisor, fully licensed insurance agent, and trusted accountant who brings both expertise and a personal touch to every client relationship. As co-owner of Hammer, Ruff & Associates, Kasey has played a pivotal role in growing the firm into a respected, client-focused practice known for providing comprehensive financial guidance with integrity and care.
Kasey holds a Master of Business Administration (MBA) and is passionate about helping individuals, families, and businesses achieve long-term financial security. Her multifaceted background allows her to offer well-rounded solutions across financial planning, insurance strategy, tax efficiency, and retirement readiness. Whether she’s advising a young family on budgeting for the future or guiding a business owner through complex financial decisions, Kasey is known for making financial conversations approachable and empowering.
Beyond her professional work, Kasey is deeply committed to community service. She currently serves as treasurer for multiple nonprofit organizations, where she applies her financial acumen to support missions that matter. Her belief in giving back is central to both her personal and professional values.
A dedicated wife and proud parent, Kasey and her husband share five wonderful children together. Family is at the heart of everything she does, and that same sense of loyalty and support carries through to the relationships she builds with her clients.
Approachable, experienced, and always focused on doing what’s right for the people she serves, Kasey A. Hammer remains a trusted partner to those seeking stability and confidence in their financial lives.
Courtney M. Miller
Licensed Insurance Agent
With over a decade of experience in the insurance industry, Courtney M. Miller offers the perfect balance of expertise and personal care. Her background in both claims and underwriting equips her with the insight to navigate complex coverage details and create solutions tailored to each client’s needs.
Courtney believes insurance is more than a policy — it’s a personal promise to protect what matters most. She approaches every client relationship with integrity, professionalism, and a genuine commitment to making the process clear, stress-free, and even a little enjoyable.
Outside the office, Courtney’s life revolves around family. She enjoys spending time with her husband, their beloved daughter, and four spirited huskies who fill their home with joy, energy, and plenty of fur.
